Ancillary Benefits

Ancillary benefits help to round out a quality employee benefit package and include coverage such as dental, vision, disability, and life insurance. These benefits can be set up as employer paid or employee paid.

If there are corporate dollars available to help fun ancillary benefits, we are fond of setting up a “Benefit Bank” for the employees where the employer can determine an affordable defined contribution amount that the employee can use to purchase whatever coverage makes sense for them. Our advisors then work with your employees to understand their and their family’s needs and life stage to determine where those dollars can be put to best use.

Many employers focus all of their benefit dollars towards their health plan but that doesn’t mean you can’t have a well-rounded package on a voluntary, employee paid basis. Many of our ancillary coverages have minimal to no participation requirements. For example, our favorite dental plans only require two participants and have full coverage from day one, so no waiting periods for any dental procedures. We can even offer orthodontia with as little as 5 participating employees.